A Mortgage In Mexico, For You

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Years Of Experience

Mortgages experts

States

Mexican Banks

WHY CHOOSE US

We Have Offer To You

Loan for Land

Unlock the potential of your dream property with our land purchase loans! Secure competitive rates and easy approvals to make your land investment a reality. With our streamlined process, from document submission to final notarization, we ensure a smooth and secure transaction. Start building your future today with confidence and the perfect piece of land!

Mortgage for homeowner

Unlock the door to your dream home with our homeowner mortgage loans! Benefit from competitive rates and swift approvals, making homeownership a seamless reality. Our streamlined process, from document submission to final notarization, ensures a smooth and secure transaction. Invest in your future with confidence and move into the perfect home today!

Real estate investors financing

Unlock profitable opportunities with our rental condo investor loans! Enjoy competitive rates and quick approvals to make your investment seamless. Our streamlined process, from document submission to final notarization, ensures a smooth and secure transaction. Invest in rental condos with confidence and maximize your returns today!

Foreigner Mortgage Program

Residents of Canada and the United States can now apply for loans for a residence or investment in Mexico through specialized banks. This new opportunity provides access to financing options tailored specifically for foreign investors, making it easier than ever to secure your dream property or investment in Mexico. Whether you're looking to purchase a vacation home, retire in a beautiful location, or invest in lucrative real estate opportunities, these specialized banks are here to help you navigate the process smoothly and efficiently.

Mortgage Pre-Approval

We will find a Mexican mortgage product and give you an pre-aprouval letter for your shopping

Secure Documentation Training

We will coach you to set up a Bulletproof loan application in a secured platform

Get Your Money

We will help you secure the disbursement for your property

WHAT’S THE BEST

Mortgage Programs

The experience of our team allows you to find the best mortgage product according to your financial situation and goals

Purchase House in Mexico

When considering a mortgage, it's important to understand that the interest rate is not the only factor. Mexican financing products differ significantly from those in Canada or the USA.

They often have distinct terms, conditions, and regulatory frameworks. Therefore, evaluating the full range of product features, including payment structures, fees, and flexibility, is crucial to finding a mortgage that truly meets your financial situation and goals.

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Here Is Our Timeline

Obtaining a mortgage in Mexico can be a complex process involving several key steps. First, you need to gather and submit a series of documents to get pre-approved, including proof of income, identity, and credit history. Next, the property must be designated and evaluated by a professional to ensure that its value justifies the loan amount. Finally, the transaction is finalized at the notary's office, where the documents are signed and recorded, and the loan is disbursed. This complexity ensures the security and legality of the real estate investment.

You Can See Journey of your request

Do You Have Queries? Please Go Through 'Frequently Asked Questions' First

We have repetive queries from our client.

We wish this will help you to understand how Mexican Bank are working

What is the interest rate ?

We always answer 13%, to be prudent. In fact, the value of the properties increased of 17,1% between september 2022 and september 2023.

What is included in the mortgage monthly payment ?

There are 5 differents components in the monthly payment:Of Course, the Principal (or Capital).The InterestsIVA (Mexican Sales Taxes)Life InsuranceDisability InsuranceReconstruction costs in case of natural disaster

What is the ''CAT'' ?

Costo Anuales totales in spanish, that means The ''Anual total Cost''. Of course, the publicity talked about 10%, but at the end is around 13%. Here in Mexico, the law says that you need to publicate the CAT in all the Mortgage proposition & Illustrations made to a prospect.

What could have an impact on the interest rate ?

The credit score is the

most decisive one.

Then:

Age

Health Condition

Type of work

The property

Is it possible to get financing on a Presale ?The famous mexican ''Preventa'' ?

Of course YES. We are few in the industry to work with presale. Let's get your pre-Approval process beging.Your Pre-Approval will be valid up to 24 months & Normally, the constructors accepted 30% cashdown when you signed the contract.the 70% that will be financed by the bank will be paid 24 hours after the Signature of the deeds (Escritura Publica) at the Notary Publica.

If I bought and pay in full a property in the last years, Upto what % can I refinance ?

We can refinance up to 85% of the actualproperty. In

Quintana Roo, Mexico, the property's value had doubled in the last 5 years.

Is my mexican mortgage will reflect on my Credit Report in my country ?

Absolutely NOT. You will download it yourself and you will send your credit report to us. That way, you just did a personal Credit Score & Credit Report verificaton. For Canadians, Here's the link:

https://www.consumer.equifax.ca/fr/personnel/produits/score-et-dossier-de-credit/For

Americans, Here's the link:

https://www.experian.com/